NAICS 483211 · Transportation
SBA loans for inland water freight transportation
97 SBA loans worth $58.1M have been approved in this industry since FY2010 - the #698 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$25K-$1.5M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| KeyBank | 6 | $5.4M | |
| New Orleans Regional Business Development Loan Corporation | 3 | $4.8M | |
| Capital Certified Development Corporation | 1 | $4.4M | |
| Hancock Whitney Bank | 1 | $4.0M | |
| Simmons Bank | 2 | $3.9M | |
| Gulf Coast Bank and Trust Company | 2 | $3.5M | |
| Community Certified Development Corporation | 3 | $3.0M | |
| Colony Bank | 1 | $2.8M | |
| Fifth Third Bank | 4 | $2.6M | |
| Zions Bank, A Division of | 1 | $2.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Louisiana | 19 | |
| Texas | 10 | |
| New York | 9 | |
| Pennsylvania | 8 | |
| Florida | 7 | |
| New Jersey | 6 | |
| Washington | 6 | |
| California | 6 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K24%
- $50K - $150K18%
- $150K - $350K14%
- $350K - $1M26%
- $1M - $2M8%
- Over $2M10%
Nearby
Other transportation industries
General Freight Trucking, Long-Distance, Truckload16,409 · $53,000General Freight Trucking, Local13,654 · $50,900Specialized Freight (except Used Goods) Trucking, Local3,193 · $65,000Freight Transportation Arrangement2,161 · $150,000Motor Vehicle Towing2,100 · $130,000Specialized Freight (except Used Goods) Trucking, Long-Distance1,604 · $55,750Used Household and Office Goods Moving1,498 · $150,000Limousine Service1,190 · $50,000
Common questions
- How much do SBA lenders typically lend to a inland water freight transportation business?
- The median SBA approval in NAICS 483211 is $250,000, with the middle 80% of loans between $25,000 and $1,536,000. Across all industries the median is $180,000.
- Which lenders are most active in inland water freight transportation?
- By dollars approved: KeyBank, New Orleans Regional Business Development Loan Corporation, Capital Certified Development Corporation, Hancock Whitney Bank, Simmons Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is inland water freight transportation considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.0% were charged off, versus 7.6% across all SBA lending. That is close to average.
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