California · Retail
SBA loans for retail in California
13,594 loans worth $9.58B approved since FY2010 for retail trade projects located in California.
Loans
13,594
Approved
$9.58B
Median loan
$392,000
+57% vs sector nationally
Median rate
6.00%
Jobs supported
110,195
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Commonwealth Business Bank | 796 | $558.1M | |
| Open Bank | 478 | $503.7M | |
| Bank of Hope | 944 | $479.0M | |
| Wells Fargo Bank | 1,104 | $418.4M | |
| U.S. Bank | 827 | $413.9M | |
| Columbia Bank | 510 | $401.1M | |
| Mortgage Capital Development Corporation | 308 | $370.2M | |
| Celtic Bank Corporation | 356 | $369.7M |
Detail
Which industries inside the sector
All SBA lending in California
135,894 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in California?
- 13,594 SBA loans totalling $9,581,154,600 have been approved for retail trade projects in California since FY2010.
- Which lenders finance retail in California?
- The most active by dollars approved are Commonwealth Business Bank, Open Bank, Bank of Hope, Wells Fargo Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in California?
- The median approval is $392,000, 57% above the national median for this sector ($250,000).
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