Georgia · Retail
SBA loans for retail in Georgia
3,596 loans worth $3.46B approved since FY2010 for retail trade projects located in Georgia.
Loans
3,596
Approved
$3.46B
Median loan
$614,200
+146% vs sector nationally
Median rate
6.00%
Jobs supported
28,414
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Georgia
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Metro City Bank | 560 | $897.4M | |
| Ameris Bank | 190 | $193.1M | |
| The Huntington National Bank | 143 | $131.4M | |
| HomeTrust Bank | 134 | $118.8M | |
| PromiseOne Bank | 121 | $109.2M | |
| Embassy National Bank | 95 | $95.4M | |
| Capital Partners Certified Development Company | 87 | $84.3M | |
| Live Oak Banking Company | 57 | $71.7M |
Detail
Which industries inside the sector
All SBA lending in Georgia
29,743 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Georgia?
- 3,596 SBA loans totalling $3,463,220,800 have been approved for retail trade projects in Georgia since FY2010.
- Which lenders finance retail in Georgia?
- The most active by dollars approved are Metro City Bank, Ameris Bank, The Huntington National Bank, HomeTrust Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Georgia?
- The median approval is $614,200, 146% above the national median for this sector ($250,000).
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