Iowa · Retail
SBA loans for retail in Iowa
751 loans worth $326.5M approved since FY2010 for retail trade projects located in Iowa.
Loans
751
Approved
$326.5M
Median loan
$200,000
-20% vs sector nationally
Median rate
6.00%
Jobs supported
6,863
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Iowa
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Iowa Business Growth Company | 42 | $26.6M | |
| Byline Bank | 16 | $19.7M | |
| Siouxland Economic Development Corporation | 24 | $17.7M | |
| Farmers State Bank | 33 | $13.1M | |
| Black Hawk Economic Development, Inc. | 26 | $10.7M | |
| NSB Bank | 18 | $10.3M | |
| U.S. Bank | 49 | $9.6M | |
| Dakota Business Finance | 5 | $8.3M |
Detail
Which industries inside the sector
All SBA lending in Iowa
8,069 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Iowa?
- 751 SBA loans totalling $326,516,800 have been approved for retail trade projects in Iowa since FY2010.
- Which lenders finance retail in Iowa?
- The most active by dollars approved are Iowa Business Growth Company, Byline Bank, Siouxland Economic Development Corporation, Farmers State Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Iowa?
- The median approval is $200,000, 20% below the national median for this sector ($250,000).
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