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Kentucky · Construction
SBA loans for construction in Kentucky
1,051 loans worth $254.5M approved since FY2010 for construction projects located in Kentucky.
Loans
1,051
Approved
$254.5M
Median loan
$67,000
-33% vs sector nationally
Median rate
7.50%
Jobs supported
8,699
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to construction in Kentucky
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 160 | $46.1M | |
| Stock Yards Bank & Trust Company | 56 | $27.8M | |
| U.S. Bank | 319 | $18.3M | |
| Republic Bank & Trust Company | 48 | $15.5M | |
| Newtek Small Business Finance, Inc. | 10 | $10.3M | |
| Community Trust Bank, Inc. | 98 | $10.0M | |
| First Merchants Bank | 4 | $8.3M | |
| South Central Bank, Inc. | 19 | $7.1M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for construction in Kentucky since FY2010 was $67,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Kentucky
8,669 loans across every sector.
Construction nationally
115,753 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to construction businesses in Kentucky?
- 1,051 SBA loans totalling $254,480,200 have been approved for construction projects in Kentucky since FY2010.
- Which lenders finance construction in Kentucky?
- The most active by dollars approved are The Huntington National Bank, Stock Yards Bank & Trust Company, U.S. Bank, Republic Bank & Trust Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for construction in Kentucky?
- The median approval is $67,000, 33% below the national median for this sector ($100,000).
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