Massachusetts · Retail
SBA loans for retail in Massachusetts
2,699 loans worth $777.2M approved since FY2010 for retail trade projects located in Massachusetts.
Loans
2,699
Approved
$777.2M
Median loan
$100,000
-60% vs sector nationally
Median rate
6.25%
Jobs supported
18,226
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Massachusetts
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Rockland Trust Company | 241 | $76.9M | |
| Granite State Economic Development Corporation | 143 | $75.0M | |
| New England Certified Development Corporation | 89 | $72.6M | |
| Bay Colony Development Corporation | 119 | $70.1M | |
| Eastern Bank | 506 | $45.0M | |
| South Eastern Economic Development Corporation | 51 | $25.0M | |
| Live Oak Banking Company | 25 | $22.0M | |
| Beacon Bank and Trust | 119 | $21.9M |
Detail
Which industries inside the sector
All SBA lending in Massachusetts
33,838 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Massachusetts?
- 2,699 SBA loans totalling $777,235,300 have been approved for retail trade projects in Massachusetts since FY2010.
- Which lenders finance retail in Massachusetts?
- The most active by dollars approved are Rockland Trust Company, Granite State Economic Development Corporation, New England Certified Development Corporation, Bay Colony Development Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Massachusetts?
- The median approval is $100,000, 60% below the national median for this sector ($250,000).
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