North Dakota · Retail
SBA loans for retail in North Dakota
315 loans worth $148.3M approved since FY2010 for retail trade projects located in North Dakota.
Loans
315
Approved
$148.3M
Median loan
$200,000
-20% vs sector nationally
Median rate
6.00%
Jobs supported
2,849
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in North Dakota
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Dakota Business Lending | 60 | $45.0M | |
| Lake Agassiz Certified Development Company | 13 | $15.2M | |
| Wells Fargo Bank | 16 | $12.6M | |
| Lewis & Clark Certified Development Company | 16 | $12.4M | |
| First Bank of the Lake | 2 | $6.3M | |
| Bravera Bank | 32 | $6.3M | |
| Midwest Business Finance Corporation | 5 | $4.3M | |
| Starion Bank | 13 | $4.1M |
Detail
Which industries inside the sector
All SBA lending in North Dakota
3,635 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in North Dakota?
- 315 SBA loans totalling $148,298,700 have been approved for retail trade projects in North Dakota since FY2010.
- Which lenders finance retail in North Dakota?
- The most active by dollars approved are Dakota Business Lending, Lake Agassiz Certified Development Company, Wells Fargo Bank, Lewis & Clark Certified Development Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in North Dakota?
- The median approval is $200,000, 20% below the national median for this sector ($250,000).
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