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Independent research · Not a lender or broker · We never take applications|Disclosures

New Jersey · Construction

SBA loans for construction in New Jersey

3,134 loans worth $820.0M approved since FY2010 for construction projects located in New Jersey.

Loans

3,134

Approved

$820.0M

Median loan

$100,000

+0% vs sector nationally

Median rate

9.38%

Jobs supported

19,360

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to construction in New Jersey

Detail

Which industries inside the sector

All SBA lending in New Jersey

30,136 loans across every sector.

Construction nationally

115,753 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to construction businesses in New Jersey?
3,134 SBA loans totalling $819,975,300 have been approved for construction projects in New Jersey since FY2010.
Which lenders finance construction in New Jersey?
The most active by dollars approved are TD Bank, Trenton Business Assistance Corporation, Meridian Bank, Live Oak Banking Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for construction in New Jersey?
The median approval is $100,000.

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