New Jersey · Retail
SBA loans for retail in New Jersey
2,831 loans worth $1.70B approved since FY2010 for retail trade projects located in New Jersey.
Loans
2,831
Approved
$1.70B
Median loan
$315,000
+26% vs sector nationally
Median rate
6.50%
Jobs supported
19,632
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in New Jersey
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Fulton Bank | 173 | $197.2M | |
| TD Bank | 421 | $98.5M | |
| Provident Bank | 107 | $91.2M | |
| Trenton Business Assistance Corporation | 121 | $90.7M | |
| NewBank | 121 | $83.2M | |
| The Bank of Princeton | 102 | $68.8M | |
| Peapack Private Bank and Trust | 61 | $59.5M | |
| Unity Bank | 62 | $49.8M |
Detail
Which industries inside the sector
All SBA lending in New Jersey
30,136 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in New Jersey?
- 2,831 SBA loans totalling $1,696,904,500 have been approved for retail trade projects in New Jersey since FY2010.
- Which lenders finance retail in New Jersey?
- The most active by dollars approved are Fulton Bank, TD Bank, Provident Bank, Trenton Business Assistance Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in New Jersey?
- The median approval is $315,000, 26% above the national median for this sector ($250,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.