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Ohio · Retail
SBA loans for retail in Ohio
3,868 loans worth $1.05B approved since FY2010 for retail trade projects located in Ohio.
Loans
3,868
Approved
$1.05B
Median loan
$75,000
-70% vs sector nationally
Median rate
6.00%
Jobs supported
26,106
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Ohio
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 2,061 | $307.4M | |
| U.S. Bank | 205 | $45.2M | |
| Live Oak Banking Company | 39 | $44.0M | |
| KeyBank | 145 | $41.0M | |
| First Financial Bank | 101 | $40.1M | |
| Alloy Development Co., Inc. | 64 | $38.9M | |
| Growth Capital Corp. | 75 | $32.6M | |
| Celtic Bank Corporation | 36 | $26.2M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for retail in Ohio since FY2010 was $75,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Ohio
55,627 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Ohio?
- 3,868 SBA loans totalling $1,046,410,600 have been approved for retail trade projects in Ohio since FY2010.
- Which lenders finance retail in Ohio?
- The most active by dollars approved are The Huntington National Bank, U.S. Bank, Live Oak Banking Company, KeyBank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Ohio?
- The median approval is $75,000, 70% below the national median for this sector ($250,000).
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