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Texas · Construction
SBA loans for construction in Texas
6,770 loans worth $2.45B approved since FY2010 for construction projects located in Texas.
Loans
6,770
Approved
$2.45B
Median loan
$150,000
+50% vs sector nationally
Median rate
8.10%
Jobs supported
71,401
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to construction in Texas
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 370 | $181.8M | |
| JPMorgan Chase Bank | 746 | $126.5M | |
| Wells Fargo Bank | 710 | $95.1M | |
| Live Oak Banking Company | 83 | $78.2M | |
| Newtek Small Business Finance, Inc. | 65 | $68.3M | |
| First Internet Bank of Indiana | 54 | $66.5M | |
| PNC Bank | 974 | $64.8M | |
| Newtek Bank | 99 | $54.8M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for construction in Texas since FY2010 was $150,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Texas
77,109 loans across every sector.
Construction nationally
115,753 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to construction businesses in Texas?
- 6,770 SBA loans totalling $2,454,019,200 have been approved for construction projects in Texas since FY2010.
- Which lenders finance construction in Texas?
- The most active by dollars approved are The Huntington National Bank, JPMorgan Chase Bank, Wells Fargo Bank, Live Oak Banking Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for construction in Texas?
- The median approval is $150,000, 50% above the national median for this sector ($100,000).
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