Texas · Retail
SBA loans for retail in Texas
6,759 loans worth $4.75B approved since FY2010 for retail trade projects located in Texas.
Loans
6,759
Approved
$4.75B
Median loan
$350,000
+40% vs sector nationally
Median rate
6.00%
Jobs supported
52,640
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Texas
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wallis Bank | 353 | $428.3M | |
| Metro City Bank | 221 | $274.1M | |
| Live Oak Banking Company | 144 | $200.2M | |
| The Huntington National Bank | 184 | $196.4M | |
| Celtic Bank Corporation | 154 | $153.0M | |
| Commonwealth Business Bank | 126 | $151.0M | |
| Capital Certified Development Corporation | 134 | $137.1M | |
| Wells Fargo Bank | 538 | $125.5M |
Detail
Which industries inside the sector
All SBA lending in Texas
77,109 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Texas?
- 6,759 SBA loans totalling $4,750,281,400 have been approved for retail trade projects in Texas since FY2010.
- Which lenders finance retail in Texas?
- The most active by dollars approved are Wallis Bank, Metro City Bank, Live Oak Banking Company, The Huntington National Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Texas?
- The median approval is $350,000, 40% above the national median for this sector ($250,000).
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