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Utah · Construction
SBA loans for construction in Utah
2,651 loans worth $982.6M approved since FY2010 for construction projects located in Utah.
Loans
2,651
Approved
$982.6M
Median loan
$143,000
+43% vs sector nationally
Median rate
7.50%
Jobs supported
31,150
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to construction in Utah
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mountain West Small Business Finance | 325 | $210.8M | |
| Zions Bank, A Division of | 505 | $71.9M | |
| Intermountain Business Lending, Inc. | 119 | $71.0M | |
| Mountain America FCU | 276 | $61.2M | |
| Community Banks of Colorado, A Division of NBH Bank | 42 | $36.2M | |
| Central Bank | 113 | $34.5M | |
| America First Federal Credit Union | 57 | $30.1M | |
| First Utah Bank | 33 | $29.4M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for construction in Utah since FY2010 was $143,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Utah
21,595 loans across every sector.
Construction nationally
115,753 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to construction businesses in Utah?
- 2,651 SBA loans totalling $982,555,700 have been approved for construction projects in Utah since FY2010.
- Which lenders finance construction in Utah?
- The most active by dollars approved are Mountain West Small Business Finance, Zions Bank, A Division of, Intermountain Business Lending, Inc., Mountain America FCU. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for construction in Utah?
- The median approval is $143,000, 43% above the national median for this sector ($100,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.