Skip to content

Independent research · Not a lender or broker · We never take applications|Disclosures

Washington · Retail

SBA loans for retail in Washington

2,730 loans worth $2.12B approved since FY2010 for retail trade projects located in Washington.

Loans

2,730

Approved

$2.12B

Median loan

$425,000

+70% vs sector nationally

Median rate

6.00%

Jobs supported

22,935

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to retail in Washington

LenderLoansApprovedShare
PCB Bank114$164.3M
UniBank147$153.7M
Hanmi Bank102$137.1M
Bank of Hope128$110.3M
Readycap Lending, LLC63$88.6M
Columbia Bank202$87.0M
Commonwealth Business Bank63$85.9M
Northwest Business Development Association74$74.8M

Detail

Which industries inside the sector

All SBA lending in Washington

27,802 loans across every sector.

Retail nationally

91,542 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to retail businesses in Washington?
2,730 SBA loans totalling $2,122,284,000 have been approved for retail trade projects in Washington since FY2010.
Which lenders finance retail in Washington?
The most active by dollars approved are PCB Bank, UniBank, Hanmi Bank, Bank of Hope. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for retail in Washington?
The median approval is $425,000, 70% above the national median for this sector ($250,000).

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.