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Washington · Retail
SBA loans for retail in Washington
2,730 loans worth $2.12B approved since FY2010 for retail trade projects located in Washington.
Loans
2,730
Approved
$2.12B
Median loan
$425,000
+70% vs sector nationally
Median rate
6.00%
Jobs supported
22,935
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Washington
| Lender | Loans | Approved | Share |
|---|---|---|---|
| PCB Bank | 114 | $164.3M | |
| UniBank | 147 | $153.7M | |
| Hanmi Bank | 102 | $137.1M | |
| Bank of Hope | 128 | $110.3M | |
| Readycap Lending, LLC | 63 | $88.6M | |
| Columbia Bank | 202 | $87.0M | |
| Commonwealth Business Bank | 63 | $85.9M | |
| Northwest Business Development Association | 74 | $74.8M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for retail in Washington since FY2010 was $425,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Washington
27,802 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Washington?
- 2,730 SBA loans totalling $2,122,284,000 have been approved for retail trade projects in Washington since FY2010.
- Which lenders finance retail in Washington?
- The most active by dollars approved are PCB Bank, UniBank, Hanmi Bank, Bank of Hope. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Washington?
- The median approval is $425,000, 70% above the national median for this sector ($250,000).
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