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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 504 / CDC program

Capital Access Corporation - Kentucky

Capital Access Corporation - Kentucky has approved 203 SBA loans worth $159.1M since FY2010 - the #408 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.

National rank

#408

0.03% of all SBA dollars

Total approved

$159.1M

FY2010 onward

Loans

203

Median loan

$508,000

+182% vs national

Median rate

-

7(a) only

Charge-off rate

3.8%

80 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What Capital Access Corporation - Kentucky’s numbers say

Capital Access Corporation - Kentucky sits in the long tail of the SBA lending field, having approved 203 loans for a gross total of $159.1M since fiscal 2010. Its median loan of $508,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.

Of its FY2010-FY2019 approvals that have reached a terminal status, 3.8% were charged off, 3.8 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.

Roughly 0% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a book weighted toward established operators.

Where Capital Access Corporation - Kentucky lends

StateLoansShare
Kentucky179
Indiana22
Ohio1
Tennessee1

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about Capital Access Corporation - Kentucky

How many SBA loans has Capital Access Corporation - Kentucky approved?
Capital Access Corporation - Kentucky has approved 203 SBA loans totalling $159,138,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #408 among all SBA lenders by dollars approved.
What is the typical Capital Access Corporation - Kentucky SBA loan size?
The median gross approval is $508,000, with the middle 80% of loans falling between $123,000 and $1,827,000. The national median across all SBA lenders is $180,000.
What is Capital Access Corporation - Kentucky's SBA loan charge-off rate?
3.8% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.

Where to go from here

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