SBA lender · 504 / CDC program
Independent Development Services Corporation
Independent Development Services Corporation has approved 201 SBA loans worth $245.4M since FY2010 - the #314 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#314
0.05% of all SBA dollars
Total approved
$245.4M
FY2010 onward
Loans
201
Median loan
$843,000
+368% vs national
Median rate
-
7(a) only
Charge-off rate
1.2%
84 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Independent Development Services Corporation’s numbers say
Independent Development Services Corporation sits in the long tail of the SBA lending field, having approved 201 loans for a gross total of $245.4M since fiscal 2010. Its median loan of $843,000 is substantially larger than the $180,000 national median, a pattern that usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
Of its FY2010-FY2019 approvals that have reached a terminal status, 1.2% were charged off, 6.4 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 14% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally - a book weighted toward established operators.
Where Independent Development Services Corporation lends
| State | Loans | Share |
|---|---|---|
| Florida | 191 | |
| North Carolina | 3 | |
| Louisiana | 3 | |
| South Carolina | 2 | |
| Arkansas | 1 | |
| Texas | 1 |
Franchise brands Independent Development Services Corporation financed
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Culver's ButterBurgers & Frozen Custard | 10 | $16.3M | |
| Zaxby's | 6 | $7.2M | |
| Holiday Inn Express | 3 | $7.4M | |
| Culver's | 3 | $3.4M | |
| Hampton Inns | 2 | $4.7M | |
| Comfort Suites | 2 | $3.6M | |
| Days Inn | 2 | $2.0M | |
| Tru by Hilton | 2 | $9.0M |
Brands with the most Independent Development Services Corporation SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Independent Development Services Corporation
- How many SBA loans has Independent Development Services Corporation approved?
- Independent Development Services Corporation has approved 201 SBA loans totalling $245,380,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #314 among all SBA lenders by dollars approved.
- What is the typical Independent Development Services Corporation SBA loan size?
- The median gross approval is $843,000, with the middle 80% of loans falling between $198,000 and $2,823,000. The national median across all SBA lenders is $180,000.
- What is Independent Development Services Corporation's SBA loan charge-off rate?
- 1.2% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
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