SBA lender · 504 / CDC program
Mid-Cumberland Area Development Corporation
Mid-Cumberland Area Development Corporation has approved 75 SBA loans worth $52.9M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
#721
0.01% of all SBA dollars
Total approved
$52.9M
FY2010 onward
Loans
75
Median loan
$533,000
+196% vs national
Median rate
-
7(a) only
Charge-off rate
0.0%
39 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Mid-Cumberland Area Development Corporation’s numbers say
Mid-Cumberland Area Development Corporation sits in the long tail of the SBA lending field, having approved 75 loans for a gross total of $52.9M since fiscal 2010. Its median loan of $533,000 is substantially larger than the $180,000 national median, a pattern that usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
Of its FY2010-FY2019 approvals that have reached a terminal status, 0.0% were charged off, 7.6 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 9% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally - a book weighted toward established operators.
Where Mid-Cumberland Area Development Corporation lends
| State | Loans | Share |
|---|---|---|
| Tennessee | 75 |
Franchise brands Mid-Cumberland Area Development Corporation financed
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Culver's Frozen Custard | 2 | $1.8M | |
| Play It Again Sports | 2 | $1.1M | |
| Zaxby's | 2 | $1.5M | |
| ServiceMaster | 1 | $441K | |
| Primrose School | 1 | $836K | |
| Fastsigns | 1 | $814K | |
| Burger King | 1 | $707K | |
| Gold's Gym | 1 | $933K |
Brands with the most Mid-Cumberland Area Development Corporation SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Mid-Cumberland Area Development Corporation
- How many SBA loans has Mid-Cumberland Area Development Corporation approved?
- Mid-Cumberland Area Development Corporation has approved 75 SBA loans totalling $52,924,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical Mid-Cumberland Area Development Corporation SBA loan size?
- The median gross approval is $533,000, with the middle 80% of loans falling between $195,000 and $1,244,000. The national median across all SBA lenders is $180,000.
- What is Mid-Cumberland Area Development Corporation's SBA loan charge-off rate?
- 0.0% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
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