How much do lenders finance for a abc Seamless franchise?

The median SBA loan approved for a abc Seamless franchise is $132,500, with the middle 80% of loans between $50,000 and $259,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance abc Seamless franchises?

By dollars approved, the most active SBA lenders for abc Seamless have been Security Bank USA, First Interstate Bank, Manufacturers and Traders Trust Company, Midwest Business Finance Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are abc Seamless SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a abc Seamless franchise

SBA lenders have approved 14 loans against the abc Seamless brand since FY2010, totalling $2.4M. The median approval was $132,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1239

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$132,500

Typical range

$50K-$259K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed abc Seamless

Lender	Loans	Approved
Security Bank USA	2	$552K
First Interstate Bank	2	$356K
Manufacturers and Traders Trust Company	2	$265K
Midwest Business Finance Corporation	1	$259K
Platte Valley Bank	1	$238K
Bank First	1	$150K
Kensington Bank	1	$140K
Zions Bank, A Division of	1	$120K

Geography

Where abc Seamless units were financed

State	Loans	Share
Minnesota	4
South Dakota	3
Wisconsin	2
Maryland	2
Nebraska	2
Idaho	1

Approvals by fiscal year

’10

’13

’14

’15

’16

’17

’18

’20

’21

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
7%
$50K - $150K
50%
$150K - $350K
36%
$350K - $1M
7%

Financing a abc Seamless: common questions

How much do lenders finance for a abc Seamless franchise?: The median SBA loan approved for a abc Seamless franchise is $132,500, with the middle 80% of loans between $50,000 and $259,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance abc Seamless franchises?: By dollars approved, the most active SBA lenders for abc Seamless have been Security Bank USA, First Interstate Bank, Manufacturers and Traders Trust Company, Midwest Business Finance Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are abc Seamless SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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