SBA data · Idaho
SBA lending in Idaho
10,431 loans worth $3.86B have been approved for Idaho projects since FY2010 - the #31 state by SBA dollars, 0.8% of the national total.
State rank
#31
by dollars approved
Approved
$3.86B
FY2010 onward
Loans
10,431
Median loan
$150,000
-17% vs national
Median 7(a) rate
6.75%
Jobs supported
91,170
Lender-reported
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Who lends here
The most active SBA lenders in Idaho
Ranked by dollars approved for projects in this state. Ranking is computed from federal data and cannot be purchased.
| # | Lender | Approved in ID | Loans | Avg loan | Share |
|---|---|---|---|---|---|
| 1 | Capital Matrix, Inc. | $460.8M | 779 | $591,584 | |
| 2 | Glacier Bank | $338.5M | 1,115 | $303,630 | |
| 3 | Zions Bank, A Division of | $236.2M | 1,508 | $156,619 | |
| 4 | Idaho Central CU | $209.4M | 399 | $524,715 | |
| 5 | Live Oak Banking Company | $165.5M | 131 | $1,263,244 | |
| 6 | Columbia Bank | $148.0M | 509 | $290,730 | |
| 7 | East-Central Idaho Development Company | $145.1M | 245 | $592,237 | |
| 8 | Washington Trust Bank | $144.5M | 340 | $425,085 | |
| 9 | Wells Fargo Bank | $129.6M | 525 | $246,807 | |
| 10 | Region IV Development Corporation | $110.5M | 211 | $523,582 | |
| 11 | First Interstate Bank | $91.0M | 264 | $344,780 | |
| 12 | U.S. Bank | $90.4M | 726 | $124,463 |
By sector in Idaho
- Health Care1,399 · $584.9M
- Restaurants & Hotels1,047 · $565.5M
- Construction1,607 · $405.3M
- Retail759 · $337.1M
- Other Services876 · $281.7M
- Professional Services834 · $216.5M
- Real Estate335 · $175.5M
- Arts & Recreation301 · $148.3M
- Wholesale351 · $126.2M
- Administrative & Waste496 · $122.3M
- Transportation382 · $80.2M
- Manufacturing221 · $76.2M
Most-financed industries
Approvals by fiscal year
Gross approval dollars in Idaho. The final bar is a partial fiscal year.
Loan sizes in Idaho
- Under $50K24%
- $50K - $150K25%
- $150K - $350K23%
- $350K - $1M19%
- $1M - $2M5%
- Over $2M4%
SBA lending in Idaho: common questions
- How many SBA loans are approved in Idaho?
- 10,431 SBA 7(a) and 504 loans totalling $3,860,305,600 have been approved for projects in Idaho since fiscal year 2010, ranking it #31 among states and territories by dollars approved - 0.8% of all SBA lending nationally.
- Which lenders make the most SBA loans in Idaho?
- By dollars approved in Idaho, the most active lenders are Capital Matrix, Inc., Glacier Bank, Zions Bank, A Division of, Idaho Central CU, Live Oak Banking Company. Volume is not a recommendation - a lender's fit depends on your industry, loan size, and credit profile.
- What is the typical SBA loan size in Idaho?
- The median gross approval in Idaho is $150,000, 17% below the national median of $180,000. Half of all loans in the state fall between $20,000 and $917,800.
- Do I need to use a lender based in Idaho?
- No. SBA lenders can and routinely do lend across state lines, and several of the largest national 7(a) lenders have no branch presence at all. The lenders listed on this page are those with the most approved dollars for projects located in Idaho, wherever they are headquartered.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
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