How much do lenders finance for a Any LabTest Now franchise?

The median SBA loan approved for a Any LabTest Now franchise is $182,900, with the middle 80% of loans between $30,000 and $800,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Any LabTest Now franchises?

By dollars approved, the most active SBA lenders for Any LabTest Now have been The Huntington National Bank, Pathward, United Community Bank, St. Louis Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Any LabTest Now SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Any LabTest Now franchise

SBA lenders have approved 30 loans against the Any LabTest Now brand since FY2010, totalling $9.2M. The median approval was $182,900. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#731

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$182,900

Typical range

$30K-$800K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Any LabTest Now

Lender	Loans	Approved
The Huntington National Bank	11	$3.5M
Pathward	1	$1.4M
United Community Bank	2	$850K
St. Louis Bank	2	$682K
First Bank of the Lake	2	$542K
Five Star Bank	2	$422K
United Midwest Savings Bank	1	$326K
Stearns Bank	2	$295K

Geography

Where Any LabTest Now units were financed

State	Loans	Share
Tennessee	5
Ohio	4
Texas	3
Michigan	3
Pennsylvania	3
Virginia	2
Arizona	2
North Carolina	2

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
17%
$50K - $150K
20%
$150K - $350K
43%
$350K - $1M
13%
$1M - $2M
7%

Financing a Any LabTest Now: common questions

How much do lenders finance for a Any LabTest Now franchise?: The median SBA loan approved for a Any LabTest Now franchise is $182,900, with the middle 80% of loans between $30,000 and $800,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Any LabTest Now franchises?: By dollars approved, the most active SBA lenders for Any LabTest Now have been The Huntington National Bank, Pathward, United Community Bank, St. Louis Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Any LabTest Now SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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