NAICS 541380 · Professional Services
SBA loans for testing laboratories and services
957 SBA loans worth $489.5M have been approved in this industry since FY2010 - the #212 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$50K-$1.3M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
2.9%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 75 | $43.0M | |
| U.S. Bank | 39 | $27.6M | |
| JPMorgan Chase Bank | 47 | $16.8M | |
| Newtek Small Business Finance, Inc. | 16 | $16.4M | |
| The Huntington National Bank | 48 | $15.4M | |
| Bank of America | 19 | $13.2M | |
| Fifth Third Bank | 6 | $9.9M | |
| KeyBank | 19 | $7.3M | |
| Mortgage Capital Development Corporation | 9 | $7.3M | |
| Paradise Bank | 3 | $7.1M |
Approvals by fiscal year
’10
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’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K10%
- $50K - $150K22%
- $150K - $350K28%
- $350K - $1M26%
- $1M - $2M10%
- Over $2M5%
Nearby
Other professional services industries
Offices of Lawyers11,836 · $144,350All Other Professional, Scientific, and Technical Services8,195 · $200,000Veterinary Services7,303 · $514,600Offices of Certified Public Accountants6,420 · $177,000Engineering Services5,789 · $200,000Administrative Management and General Management Consulting Services5,634 · $93,000Custom Computer Programming Services5,171 · $150,000Other Computer Related Services4,654 · $160,000
Common questions
- How much do SBA lenders typically lend to a testing laboratories and services business?
- The median SBA approval in NAICS 541380 is $250,000, with the middle 80% of loans between $50,000 and $1,300,000. Across all industries the median is $180,000.
- Which lenders are most active in testing laboratories and services?
- By dollars approved: Wells Fargo Bank, U.S. Bank, JPMorgan Chase Bank, Newtek Small Business Finance, Inc., The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is testing laboratories and services considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.9% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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