How much do lenders finance for a Athletic Republic franchise?

The median SBA loan approved for a Athletic Republic franchise is $342,000, with the middle 80% of loans between $50,000 and $520,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Athletic Republic franchises?

By dollars approved, the most active SBA lenders for Athletic Republic have been The Huntington National Bank, STL Partnership CDC, Citizens Bank, Patriot Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Athletic Republic SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Athletic Republic franchise

SBA lenders have approved 18 loans against the Athletic Republic brand since FY2010, totalling $6.0M. The median approval was $342,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1036

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$342,000

Typical range

$50K-$520K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Athletic Republic

Lender	Loans	Approved
The Huntington National Bank	7	$1.8M
STL Partnership CDC	1	$1.0M
Citizens Bank	2	$1.0M
Patriot Bank	1	$520K
Gulf Coast Bank and Trust Company	1	$380K
JPMorgan Chase Bank	3	$340K
Bank of Utah	1	$334K
First Bank	1	$270K

Geography

Where Athletic Republic units were financed

State	Loans	Share
Louisiana	2
Kentucky	2
Pennsylvania	2
Virginia	2
Missouri	1
Massachusetts	1
New Jersey	1
Illinois	1

Approvals by fiscal year

’11

’16

’18

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
6%
$50K - $150K
17%
$150K - $350K
28%
$350K - $1M
44%
$1M - $2M
6%

Financing a Athletic Republic: common questions

How much do lenders finance for a Athletic Republic franchise?: The median SBA loan approved for a Athletic Republic franchise is $342,000, with the middle 80% of loans between $50,000 and $520,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Athletic Republic franchises?: By dollars approved, the most active SBA lenders for Athletic Republic have been The Huntington National Bank, STL Partnership CDC, Citizens Bank, Patriot Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Athletic Republic SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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