How much do lenders finance for a Bach to Rock franchise?

The median SBA loan approved for a Bach to Rock franchise is $305,200, with the middle 80% of loans between $150,000 and $472,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Bach to Rock franchises?

By dollars approved, the most active SBA lenders for Bach to Rock have been Wells Fargo Bank, Old National Bank, Stearns Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Bach to Rock SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Bach to Rock franchise

SBA lenders have approved 19 loans against the Bach to Rock brand since FY2010, totalling $6.5M. The median approval was $305,200. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1014

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$305,200

Typical range

$150K-$473K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Bach to Rock

Lender	Loans	Approved
Wells Fargo Bank	5	$1.7M
Old National Bank	2	$1.4M
Stearns Bank	4	$1.3M
The Huntington National Bank	2	$645K
Ameris Bank	1	$473K
Pinnacle Bank	2	$325K
KeyBank	1	$290K
Happen Bank	1	$250K

Geography

Where Bach to Rock units were financed

State	Loans	Share
Florida	2
South Carolina	2
New Jersey	2
Texas	2
Indiana	2
California	2
North Carolina	1
New York	1

Approvals by fiscal year

’16

’17

’18

’19

’20

’22

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
5%
$50K - $150K
5%
$150K - $350K
58%
$350K - $1M
26%
$1M - $2M
5%

Financing a Bach to Rock: common questions

How much do lenders finance for a Bach to Rock franchise?: The median SBA loan approved for a Bach to Rock franchise is $305,200, with the middle 80% of loans between $150,000 and $472,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Bach to Rock franchises?: By dollars approved, the most active SBA lenders for Bach to Rock have been Wells Fargo Bank, Old National Bank, Stearns Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Bach to Rock SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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