How much do SBA lenders typically lend to a all other miscellaneous schools and instruction business?

The median SBA approval in NAICS 611699 is $135,000, with the middle 80% of loans between $15,000 and $892,000. Across all industries the median is $180,000.

Which lenders are most active in all other miscellaneous schools and instruction?

By dollars approved: Wells Fargo Bank, Live Oak Banking Company, The Huntington National Bank, U.S. Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is all other miscellaneous schools and instruction considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 611699 · Education

SBA loans for all other miscellaneous schools and instruction

2,168 SBA loans worth $771.9M have been approved in this industry since FY2010 - the #108 most-financed NAICS code in the country.

Median loan

$135,000

-25% vs all industries

Typical range

$15K-$892K

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

8.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	281	$88.1M
Live Oak Banking Company	33	$75.4M
The Huntington National Bank	205	$50.2M
U.S. Bank	63	$19.9M
JPMorgan Chase Bank	130	$17.0M
Banc of California	10	$15.3M
Mortgage Capital Development Corporation	14	$12.6M
Newtek Small Business Finance, Inc.	18	$12.0M
CDC Small Business Finance Corp.	30	$11.8M
Meridian Bank	11	$10.4M

Geography

Where these loans were made

State	Loans	Share
California	354
Texas	227
New York	137
Florida	114
Ohio	100
Massachusetts	92
New Jersey	75
Illinois	70

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
27%
$50K - $150K
24%
$150K - $350K
22%
$350K - $1M
18%
$1M - $2M
6%
Over $2M
3%

Nearby

Other education industries

See the sector

Sports and Recreation Instruction4,125 · $161,000 Fine Arts Schools1,997 · $125,000 Educational Support Services1,693 · $90,000 Elementary and Secondary Schools1,386 · $601,500 Exam Preparation and Tutoring920 · $120,000 Professional and Management Development Training745 · $100,000 Other Technical and Trade Schools744 · $200,000 Cosmetology and Barber Schools507 · $200,000

Common questions

How much do SBA lenders typically lend to a all other miscellaneous schools and instruction business?: The median SBA approval in NAICS 611699 is $135,000, with the middle 80% of loans between $15,000 and $892,000. Across all industries the median is $180,000.
Which lenders are most active in all other miscellaneous schools and instruction?: By dollars approved: Wells Fargo Bank, Live Oak Banking Company, The Huntington National Bank, U.S. Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is all other miscellaneous schools and instruction considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

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