How much do lenders finance for a Benjamin Franklin Plumbing franchise?

The median SBA loan approved for a Benjamin Franklin Plumbing franchise is $301,650, with the middle 80% of loans between $100,000 and $596,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Benjamin Franklin Plumbing franchises?

By dollars approved, the most active SBA lenders for Benjamin Franklin Plumbing have been United Midwest Savings Bank, Security Financial Bank, Pinnacle Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Benjamin Franklin Plumbing SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Benjamin Franklin Plumbing franchise

SBA lenders have approved 60 loans against the Benjamin Franklin Plumbing brand since FY2010, totalling $22.2M. The median approval was $301,650. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#374

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$301,650

Typical range

$100K-$596K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Benjamin Franklin Plumbing

Lender	Loans	Approved
United Midwest Savings Bank	21	$6.0M
Security Financial Bank	2	$1.9M
Pinnacle Bank	1	$1.3M
The Huntington National Bank	7	$1.3M
Pathward	1	$1.3M
Truist Bank	2	$969K
America First Federal Credit Union	1	$968K
United Community Bank	1	$915K

Geography

Where Benjamin Franklin Plumbing units were financed

State	Loans	Share
California	8
Georgia	7
Arizona	4
North Carolina	4
Texas	4
Kansas	3
Missouri	3
Minnesota	2

Approvals by fiscal year

’13

’14

’15

’16

’17

’18

’19

’20

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
5%
$50K - $150K
10%
$150K - $350K
43%
$350K - $1M
37%
$1M - $2M
5%

Financing a Benjamin Franklin Plumbing: common questions

How much do lenders finance for a Benjamin Franklin Plumbing franchise?: The median SBA loan approved for a Benjamin Franklin Plumbing franchise is $301,650, with the middle 80% of loans between $100,000 and $596,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Benjamin Franklin Plumbing franchises?: By dollars approved, the most active SBA lenders for Benjamin Franklin Plumbing have been United Midwest Savings Bank, Security Financial Bank, Pinnacle Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Benjamin Franklin Plumbing SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.