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NAICS 444120 · Retail
SBA loans for paint and wallpaper retailers
297 SBA loans worth $93.0M have been approved in this industry since FY2010 - the #450 most-financed NAICS code in the country.
Median loan
$150,000
-17% vs all industries
Typical range
$25K-$765K
Middle 80%
Median rate
6.75%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.9%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 2 | $5.2M | |
| B:Side Capital | 5 | $4.5M | |
| Wells Fargo Bank | 17 | $4.2M | |
| U.S. Bank | 10 | $4.1M | |
| Capital Bank | 4 | $4.1M | |
| JPMorgan Chase Bank | 10 | $3.5M | |
| The Huntington National Bank | 16 | $3.0M | |
| Pinnacle Bank | 4 | $2.7M | |
| Florida Business Development Corporation | 3 | $2.7M | |
| BIZCapital BIDCO II, LLC | 1 | $2.5M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Florida | 27 | |
| California | 23 | |
| New York | 19 | |
| Texas | 17 | |
| Ohio | 14 | |
| Massachusetts | 12 | |
| Colorado | 11 | |
| Minnesota | 10 |
An SBA 7(a) lender for loans this size
75% of the SBA loans approved in paint and wallpaper retailers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K19%
- $50K - $150K29%
- $150K - $350K28%
- $350K - $1M18%
- $1M - $2M6%
- Over $2M1%
Franchise brands in Paint and Wallpaper Retailers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Benjamin Moore | 20 | $6.5M | |
| Painting With A Twist | 3 | $392K | |
| Benjamin Franklin Plumbing | 1 | $119K | |
| Board & Brush Creative Studios | 1 | $60K | |
| Color World Housepainting | 1 | $150K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a paint and wallpaper retailers business?
- The median SBA approval in NAICS 444120 is $150,000, with the middle 80% of loans between $25,000 and $765,000. Across all industries the median is $180,000.
- Which lenders are most active in paint and wallpaper retailers?
- By dollars approved: Newtek Bank, B:Side Capital, Wells Fargo Bank, U.S. Bank, Capital Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is paint and wallpaper retailers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.
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