How much do SBA lenders typically lend to a paint and wallpaper retailers business?

The median SBA approval in NAICS 444120 is $150,000, with the middle 80% of loans between $25,000 and $765,000. Across all industries the median is $180,000.

Which lenders are most active in paint and wallpaper retailers?

By dollars approved: Newtek Bank, B:Side Capital, Wells Fargo Bank, U.S. Bank, Capital Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is paint and wallpaper retailers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 444120 · Retail

SBA loans for paint and wallpaper retailers

297 SBA loans worth $93.0M have been approved in this industry since FY2010 - the #450 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$765K

Middle 80%

Median rate

6.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.9%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Newtek Bank	2	$5.2M
B:Side Capital	5	$4.5M
Wells Fargo Bank	17	$4.2M
U.S. Bank	10	$4.1M
Capital Bank	4	$4.1M
JPMorgan Chase Bank	10	$3.5M
The Huntington National Bank	16	$3.0M
Pinnacle Bank	4	$2.7M
Florida Business Development Corporation	3	$2.7M
BIZCapital BIDCO II, LLC	1	$2.5M

Geography

Where these loans were made

State	Loans	Share
Florida	27
California	23
New York	19
Texas	17
Ohio	14
Massachusetts	12
Colorado	11
Minnesota	10

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
19%
$50K - $150K
29%
$150K - $350K
28%
$350K - $1M
18%
$1M - $2M
6%
Over $2M
1%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a paint and wallpaper retailers business?: The median SBA approval in NAICS 444120 is $150,000, with the middle 80% of loans between $25,000 and $765,000. Across all industries the median is $180,000.
Which lenders are most active in paint and wallpaper retailers?: By dollars approved: Newtek Bank, B:Side Capital, Wells Fargo Bank, U.S. Bank, Capital Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is paint and wallpaper retailers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.