How much do lenders finance for a Better Homes and Gardens Real Estate franchise?

The median SBA loan approved for a Better Homes and Gardens Real Estate franchise is $144,500, with the middle 80% of loans between $88,000 and $699,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Better Homes and Gardens Real Estate franchises?

By dollars approved, the most active SBA lenders for Better Homes and Gardens Real Estate have been Mountain West Small Business Finance, Bank of America, Florida First Capital Finance Corporation, Inc., New England Certified Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Better Homes and Gardens Real Estate SBA loans?

The median term is 15 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Better Homes and Gardens Real Estate franchise

SBA lenders have approved 16 loans against the Better Homes and Gardens Real Estate brand since FY2010, totalling $5.3M. The median approval was $144,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1116

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$144,500

Typical range

$88K-$699K

Middle 80% of loans

Median term

15 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Better Homes and Gardens Real Estate

Lender	Loans	Approved
Mountain West Small Business Finance	2	$2.8M
Bank of America	1	$500K
Florida First Capital Finance Corporation, Inc.	1	$431K
New England Certified Development Corporation	1	$376K
SomerCor 504, Inc.	2	$289K
Manufacturers and Traders Trust Company	2	$220K
Community Investment Corporation	1	$168K
Santander Bank	1	$140K

Geography

Where Better Homes and Gardens Real Estate units were financed

State	Loans	Share
New York	3
Illinois	2
Utah	2
Connecticut	2
Florida	1
New Jersey	1
Pennsylvania	1
Missouri	1

Approvals by fiscal year

’11

’15

’17

’19

’21

’22

’23

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
6%
$50K - $150K
50%
$150K - $350K
13%
$350K - $1M
25%
Over $2M
6%

Financing a Better Homes and Gardens Real Estate: common questions

How much do lenders finance for a Better Homes and Gardens Real Estate franchise?: The median SBA loan approved for a Better Homes and Gardens Real Estate franchise is $144,500, with the middle 80% of loans between $88,000 and $699,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Better Homes and Gardens Real Estate franchises?: By dollars approved, the most active SBA lenders for Better Homes and Gardens Real Estate have been Mountain West Small Business Finance, Bank of America, Florida First Capital Finance Corporation, Inc., New England Certified Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Better Homes and Gardens Real Estate SBA loans?: The median term is 15 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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