How much do SBA lenders typically lend to a offices of real estate agents and brokers business?

The median SBA approval in NAICS 531210 is $100,000, with the middle 80% of loans between $22,000 and $726,000. Across all industries the median is $180,000.

Which lenders are most active in offices of real estate agents and brokers?

By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, Enterprise Bank & Trust, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is offices of real estate agents and brokers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 531210 · Real Estate

SBA loans for offices of real estate agents and brokers

4,900 SBA loans worth $1.41B have been approved in this industry since FY2010 - the #46 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$22K-$726K

Middle 80%

Median rate

7.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	134	$63.3M
U.S. Bank	591	$49.3M
The Huntington National Bank	361	$44.3M
Enterprise Bank & Trust	61	$42.9M
CDC Small Business Finance Corp.	60	$40.4M
JPMorgan Chase Bank	260	$38.9M
Mountain West Small Business Finance	42	$31.8M
Mortgage Capital Development Corporation	52	$28.9M
TD Bank	274	$23.7M
BMO Bank	35	$23.1M

Geography

Where these loans were made

State	Loans	Share
California	974
Florida	436
Texas	299
New York	273
Ohio	230
Illinois	173
Washington	163
Massachusetts	162

Approvals by fiscal year

’10

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
27%
$50K - $150K
28%
$150K - $350K
21%
$350K - $1M
17%
$1M - $2M
4%
Over $2M
2%

Nearby

Other real estate industries

See the sector

Lessors of Miniwarehouses and Self-Storage Units3,561 · $839,000 Lessors of Nonresidential Buildings3,432 · $515,000 Residential Property Managers2,560 · $150,000 Other Activities Related to Real Estate2,207 · $200,000 Other Commercial and Industrial Machinery and Equipment Rental and Leasing1,472 · $282,500 Nonresidential Property Managers705 · $221,000 General Rental Centers690 · $270,000 Lessors of Other Real Estate Property637 · $430,000

Common questions

How much do SBA lenders typically lend to a offices of real estate agents and brokers business?: The median SBA approval in NAICS 531210 is $100,000, with the middle 80% of loans between $22,000 and $726,000. Across all industries the median is $180,000.
Which lenders are most active in offices of real estate agents and brokers?: By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, Enterprise Bank & Trust, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is offices of real estate agents and brokers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

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