How much do lenders finance for a Bricks & Minifigs franchise?

The median SBA loan approved for a Bricks & Minifigs franchise is $200,000, with the middle 80% of loans between $30,000 and $300,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Bricks & Minifigs franchises?

By dollars approved, the most active SBA lenders for Bricks & Minifigs have been The Huntington National Bank, First Bank of the Lake, Magnifi Financial CU, Simmons Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Bricks & Minifigs SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Bricks & Minifigs franchise

SBA lenders have approved 130 loans against the Bricks & Minifigs brand since FY2010, totalling $23.3M. The median approval was $200,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#143

of 1,651 brands

Loans approved

130

FY2010 onward

Median loan

$200,000

Typical range

$30K-$300K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Bricks & Minifigs

Lender	Loans	Approved
The Huntington National Bank	71	$10.7M
First Bank of the Lake	19	$5.4M
Magnifi Financial CU	7	$1.7M
Simmons Bank	11	$1.3M
Cornerstone Bank	4	$750K
Live Oak Banking Company	2	$600K
Platinum Bank	2	$478K
First Financial Bank	2	$350K

Geography

Where Bricks & Minifigs units were financed

State	Loans	Share
Texas	17
North Carolina	10
Colorado	9
Pennsylvania	9
Illinois	8
Washington	7
California	7
Michigan	7

Approvals by fiscal year

’15

’16

’17

’18

’20

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
16%
$50K - $150K
22%
$150K - $350K
55%
$350K - $1M
6%

Financing a Bricks & Minifigs: common questions

How much do lenders finance for a Bricks & Minifigs franchise?: The median SBA loan approved for a Bricks & Minifigs franchise is $200,000, with the middle 80% of loans between $30,000 and $300,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Bricks & Minifigs franchises?: By dollars approved, the most active SBA lenders for Bricks & Minifigs have been The Huntington National Bank, First Bank of the Lake, Magnifi Financial CU, Simmons Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Bricks & Minifigs SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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