How much do SBA lenders typically lend to a hobby, toy, and game retailers business?

The median SBA approval in NAICS 459120 is $150,000, with the middle 80% of loans between $25,000 and $524,000. Across all industries the median is $180,000.

Which lenders are most active in hobby, toy, and game retailers?

By dollars approved: The Huntington National Bank, Newtek Bank, Bank of America, Readycap Lending, LLC, First Bank of the Lake. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459120 · Retail

SBA loans for hobby, toy, and game retailers

699 SBA loans worth $193.8M have been approved in this industry since FY2010 - the #266 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$524K

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	136	$20.5M
Newtek Bank	38	$8.3M
Bank of America	9	$6.3M
Readycap Lending, LLC	28	$6.1M
First Bank of the Lake	23	$5.9M
FinWise Bank	2	$5.4M
FDIC - Community Bank & Trust-West Georgia	1	$5.0M
Manufacturers and Traders Trust Company	31	$4.7M
Live Oak Banking Company	5	$4.7M
Northeast Bank	41	$4.3M

Geography

Where these loans were made

State	Loans	Share
California	81
Texas	49
Ohio	42
New York	39
Florida	38
Pennsylvania	38
Michigan	26
Virginia	25

Approvals by fiscal year

’18

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
21%
$50K - $150K
26%
$150K - $350K
34%
$350K - $1M
15%
$1M - $2M
3%
Over $2M
2%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a hobby, toy, and game retailers business?: The median SBA approval in NAICS 459120 is $150,000, with the middle 80% of loans between $25,000 and $524,000. Across all industries the median is $180,000.
Which lenders are most active in hobby, toy, and game retailers?: By dollars approved: The Huntington National Bank, Newtek Bank, Bank of America, Readycap Lending, LLC, First Bank of the Lake. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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