How much do lenders finance for a Brightway Insurance franchise?

The median SBA loan approved for a Brightway Insurance franchise is $104,500, with the middle 80% of loans between $93,900 and $150,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Brightway Insurance franchises?

By dollars approved, the most active SBA lenders for Brightway Insurance have been Stearns Bank, Wells Fargo Bank, First Business Bank, JPMorgan Chase Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Brightway Insurance SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Brightway Insurance franchise

SBA lenders have approved 11 loans against the Brightway Insurance brand since FY2010, totalling $1.5M. The median approval was $104,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1484

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$104,500

Typical range

$94K-$150K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Brightway Insurance

Lender	Loans	Approved
Stearns Bank	8	$1.2M
Wells Fargo Bank	1	$149K
First Business Bank	1	$94K
JPMorgan Chase Bank	1	$50K

Geography

Where Brightway Insurance units were financed

State	Loans	Share
Florida	4
North Carolina	2
Pennsylvania	2
Louisiana	1
Texas	1
Oklahoma	1

Approvals by fiscal year

’15

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
82%
$150K - $350K
9%
$350K - $1M
9%

Financing a Brightway Insurance: common questions

How much do lenders finance for a Brightway Insurance franchise?: The median SBA loan approved for a Brightway Insurance franchise is $104,500, with the middle 80% of loans between $93,900 and $150,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Brightway Insurance franchises?: By dollars approved, the most active SBA lenders for Brightway Insurance have been Stearns Bank, Wells Fargo Bank, First Business Bank, JPMorgan Chase Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Brightway Insurance SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.