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NAICS 524126 · Finance & Insurance
SBA loans for direct property and casualty insurance carriers
185 SBA loans worth $37.0M have been approved in this industry since FY2010 - the #561 most-financed NAICS code in the country.
Median loan
$85,000
-53% vs all industries
Typical range
$20K-$452K
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
6.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Pathward | 2 | $3.5M | |
| Kaw Valley Bank | 1 | $2.9M | |
| The Huntington National Bank | 34 | $2.8M | |
| Old National Bank | 4 | $2.2M | |
| Hiawatha National Bank | 3 | $2.0M | |
| TD Bank | 2 | $1.4M | |
| Zions Bank, A Division of | 5 | $1.2M | |
| JPMorgan Chase Bank | 10 | $1.1M | |
| Cambridge Savings Bank | 4 | $1.1M | |
| Banc of California | 2 | $889K |
An SBA 7(a) lender for loans this size
84% of the SBA loans approved in direct property and casualty insurance carriers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K32%
- $50K - $150K30%
- $150K - $350K22%
- $350K - $1M14%
- $1M - $2M2%
- Over $2M1%
Franchise brands in Direct Property and Casualty Insurance Carriers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| State Farm Insurance | 5 | $205K | |
| Allstate Insurance | 5 | $756K | |
| Goosehead Insurance | 3 | $145K | |
| Farmers Insurance | 2 | $160K | |
| Brightway Insurance | 2 | $244K | |
| Woof Gang Bakery and Grooming | 1 | $20K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other finance & insurance industries
Common questions
- How much do SBA lenders typically lend to a direct property and casualty insurance carriers business?
- The median SBA approval in NAICS 524126 is $85,000, with the middle 80% of loans between $20,000 and $452,000. Across all industries the median is $180,000.
- Which lenders are most active in direct property and casualty insurance carriers?
- By dollars approved: Pathward, Kaw Valley Bank, The Huntington National Bank, Old National Bank, Hiawatha National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is direct property and casualty insurance carriers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
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