How much do lenders finance for a British Swim School franchise?

The median SBA loan approved for a British Swim School franchise is $150,000, with the middle 80% of loans between $50,000 and $250,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance British Swim School franchises?

By dollars approved, the most active SBA lenders for British Swim School have been United Midwest Savings Bank, U.S. Bank, FWBank, First Merchants Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are British Swim School SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a British Swim School franchise

SBA lenders have approved 77 loans against the British Swim School brand since FY2010, totalling $17.1M. The median approval was $150,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#285

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$150,000

Typical range

$50K-$250K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed British Swim School

Lender	Loans	Approved
United Midwest Savings Bank	21	$3.1M
U.S. Bank	1	$2.0M
FWBank	1	$2.0M
First Merchants Bank	1	$1.5M
The Huntington National Bank	9	$1.2M
First Horizon Bank	2	$1.1M
First Bank of the Lake	6	$1.0M
Readycap Lending, LLC	6	$840K

Geography

Where British Swim School units were financed

State	Loans	Share
Texas	11
California	10
Florida	8
Maryland	7
Georgia	5
Massachusetts	4
Pennsylvania	3
Illinois	3

Approvals by fiscal year

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
9%
$50K - $150K
29%
$150K - $350K
52%
$350K - $1M
6%
$1M - $2M
4%

Financing a British Swim School: common questions

How much do lenders finance for a British Swim School franchise?: The median SBA loan approved for a British Swim School franchise is $150,000, with the middle 80% of loans between $50,000 and $250,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance British Swim School franchises?: By dollars approved, the most active SBA lenders for British Swim School have been United Midwest Savings Bank, U.S. Bank, FWBank, First Merchants Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are British Swim School SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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