How much do lenders finance for a btone FITNESS franchise?

The median SBA loan approved for a btone FITNESS franchise is $246,000, with the middle 80% of loans between $71,000 and $291,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance btone FITNESS franchises?

By dollars approved, the most active SBA lenders for btone FITNESS have been Rockland Trust Company, Eastern Bank, The Huntington National Bank, Citizens Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are btone FITNESS SBA loans?

The median term is 7.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a btone FITNESS franchise

SBA lenders have approved 19 loans against the btone FITNESS brand since FY2010, totalling $4.1M. The median approval was $246,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1005

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$246,000

Typical range

$71K-$291K

Middle 80% of loans

Median term

7.5 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed btone FITNESS

Lender	Loans	Approved
Rockland Trust Company	7	$1.8M
Eastern Bank	3	$607K
The Huntington National Bank	3	$551K
Citizens Bank	1	$321K
Webster Bank	2	$303K
ACC Capital	1	$291K
St. Mary's Bank	1	$184K
Worcester Business Development Corporation	1	$71K

Geography

Where btone FITNESS units were financed

State	Loans	Share
Massachusetts	7
Rhode Island	3
Florida	3
Connecticut	2
New Hampshire	2
Utah	1
South Carolina	1

Approvals by fiscal year

’19

’21

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
11%
$50K - $150K
11%
$150K - $350K
79%

Financing a btone FITNESS: common questions

How much do lenders finance for a btone FITNESS franchise?: The median SBA loan approved for a btone FITNESS franchise is $246,000, with the middle 80% of loans between $71,000 and $291,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance btone FITNESS franchises?: By dollars approved, the most active SBA lenders for btone FITNESS have been Rockland Trust Company, Eastern Bank, The Huntington National Bank, Citizens Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are btone FITNESS SBA loans?: The median term is 7.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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