How much do lenders finance for a Caring Transitions franchise?

The median SBA loan approved for a Caring Transitions franchise is $142,750, with the middle 80% of loans between $40,300 and $629,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Caring Transitions franchises?

By dollars approved, the most active SBA lenders for Caring Transitions have been U.S. Bank, FDIC - Community Bank & Trust-West Georgia, B:Side Capital, Celtic Bank Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Caring Transitions SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Caring Transitions franchise

SBA lenders have approved 16 loans against the Caring Transitions brand since FY2010, totalling $3.4M. The median approval was $142,750. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1120

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$142,750

Typical range

$40K-$630K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Caring Transitions

Lender	Loans	Approved
U.S. Bank	1	$830K
FDIC - Community Bank & Trust-West Georgia	1	$630K
B:Side Capital	1	$417K
Celtic Bank Corporation	2	$300K
Cedar Rapids Bank and Trust Company	1	$280K
CDC Small Business Finance Corp.	2	$280K
The Huntington National Bank	4	$226K
United Midwest Savings Bank	1	$150K

Geography

Where Caring Transitions units were financed

State	Loans	Share
Ohio	4
Pennsylvania	2
Florida	2
Iowa	2
Colorado	1
North Carolina	1
Indiana	1
Kentucky	1

Approvals by fiscal year

’13

’14

’16

’17

’18

’21

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
31%
$150K - $350K
31%
$350K - $1M
19%

Financing a Caring Transitions: common questions

How much do lenders finance for a Caring Transitions franchise?: The median SBA loan approved for a Caring Transitions franchise is $142,750, with the middle 80% of loans between $40,300 and $629,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Caring Transitions franchises?: By dollars approved, the most active SBA lenders for Caring Transitions have been U.S. Bank, FDIC - Community Bank & Trust-West Georgia, B:Side Capital, Celtic Bank Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Caring Transitions SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.