SBA lender · 7(a) program
FDIC - Community Bank & Trust-West Georgia
FDIC - Community Bank & Trust-West Georgia has approved 382 SBA loans worth $616.0M since FY2010 - the #162 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#162
0.12% of all SBA dollars
Total approved
$616.0M
FY2010 onward
Loans
382
Median loan
$1,033,000
+474% vs national
Median rate
9.50%
+2.75 pts vs national
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What FDIC - Community Bank & Trust-West Georgia’s numbers say
FDIC - Community Bank & Trust-West Georgia sits solidly inside the SBA lending field, having approved 382 loans for a gross total of $616.0M since fiscal 2010. Its median loan of $1,033,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 9.50%, 2.75 points above the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Roughly 26% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.
Where FDIC - Community Bank & Trust-West Georgia lends
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about FDIC - Community Bank & Trust-West Georgia
- How many SBA loans has FDIC - Community Bank & Trust-West Georgia approved?
- FDIC - Community Bank & Trust-West Georgia has approved 382 SBA loans totalling $616,021,900 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #162 among all SBA lenders by dollars approved.
- What is the typical FDIC - Community Bank & Trust-West Georgia SBA loan size?
- The median gross approval is $1,033,000, with the middle 80% of loans falling between $349,900 and $3,945,000. The national median across all SBA lenders is $180,000.
- What interest rate does FDIC - Community Bank & Trust-West Georgia charge on SBA 7(a) loans?
- The median initial note rate on FDIC - Community Bank & Trust-West Georgia's 7(a) approvals is 9.50%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
Where to go from here
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