How much do lenders finance for a Crown Trophy franchise?

The median SBA loan approved for a Crown Trophy franchise is $180,000, with the middle 80% of loans between $30,000 and $360,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Crown Trophy franchises?

By dollars approved, the most active SBA lenders for Crown Trophy have been Wells Fargo Bank, PNC Bank, Northeast Bank, United Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Crown Trophy SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Crown Trophy franchise

SBA lenders have approved 21 loans against the Crown Trophy brand since FY2010, totalling $4.5M. The median approval was $180,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#934

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$180,000

Typical range

$30K-$360K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Crown Trophy

Lender	Loans	Approved
Wells Fargo Bank	2	$1.0M
PNC Bank	3	$592K
Northeast Bank	1	$442K
United Community Bank	1	$360K
Town and Country CU	2	$359K
BankUnited	1	$344K
Empire State Bank	1	$300K
Chesapeake Business Finance Corporation	1	$290K

Geography

Where Crown Trophy units were financed

State	Loans	Share
North Dakota	4
Texas	3
New York	3
Michigan	2
Indiana	2
Maryland	1
Illinois	1
Utah	1

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’21

’22

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
19%
$150K - $350K
48%
$350K - $1M
14%

Financing a Crown Trophy: common questions

How much do lenders finance for a Crown Trophy franchise?: The median SBA loan approved for a Crown Trophy franchise is $180,000, with the middle 80% of loans between $30,000 and $360,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Crown Trophy franchises?: By dollars approved, the most active SBA lenders for Crown Trophy have been Wells Fargo Bank, PNC Bank, Northeast Bank, United Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Crown Trophy SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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