NAICS 339910 · Manufacturing
SBA loans for jewelry and silverware manufacturing
264 SBA loans worth $99.9M have been approved in this industry since FY2010 - the #477 most-financed NAICS code in the country.
Median loan
$127,500
-29% vs all industries
Typical range
$14K-$1.0M
Middle 80%
Median rate
7.52%
7(a) initial note rate
Median term
10 yr
Charge-off rate
10.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Byline Bank | 5 | $10.7M | |
| Small Business Growth Corporation | 4 | $7.6M | |
| First Commonwealth Bank | 6 | $5.0M | |
| Fortis Bank | 1 | $5.0M | |
| Pinnacle Bank | 2 | $4.4M | |
| Harvest Small Business Finance, LLC | 1 | $4.3M | |
| JPMorgan Chase Bank | 11 | $3.8M | |
| First Merchants Bank | 1 | $3.4M | |
| Newtek Bank | 15 | $3.1M | |
| Enterprise Bank & Trust | 2 | $2.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| New York | 36 | |
| California | 35 | |
| Massachusetts | 18 | |
| Rhode Island | 15 | |
| Texas | 14 | |
| Utah | 13 | |
| Illinois | 13 | |
| Florida | 12 |
Approvals by fiscal year
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K27%
- $50K - $150K23%
- $150K - $350K22%
- $350K - $1M16%
- $1M - $2M7%
- Over $2M4%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a jewelry and silverware manufacturing business?
- The median SBA approval in NAICS 339910 is $127,500, with the middle 80% of loans between $13,700 and $1,026,900. Across all industries the median is $180,000.
- Which lenders are most active in jewelry and silverware manufacturing?
- By dollars approved: Byline Bank, Small Business Growth Corporation, First Commonwealth Bank, Fortis Bank, Pinnacle Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is jewelry and silverware manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 10.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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