How much do lenders finance for a Curves for Women franchise?

The median SBA loan approved for a Curves for Women franchise is $70,000, with the middle 80% of loans between $21,000 and $127,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Curves for Women franchises?

By dollars approved, the most active SBA lenders for Curves for Women have been Twin Cities-Metro Certified Development Company, Woodlands National Bank, Centennial Bank, Falcon National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Curves for Women SBA loans?

The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Curves for Women franchise

SBA lenders have approved 17 loans against the Curves for Women brand since FY2010, totalling $1.4M. The median approval was $70,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1063

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$70,000

Typical range

$21K-$128K

Middle 80% of loans

Median term

7 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Curves for Women

Lender	Loans	Approved
Twin Cities-Metro Certified Development Company	1	$359K
Woodlands National Bank	1	$208K
Centennial Bank	2	$183K
Falcon National Bank	2	$162K
Atlantic Union Bank	1	$100K
The City National Bank of Colorado City	1	$90K
Border Bank	1	$72K
First Central Bank McCook	1	$70K

Geography

Where Curves for Women units were financed

State	Loans	Share
Minnesota	4
Arkansas	2
Nebraska	1
California	1
Texas	1
North Dakota	1
Idaho	1
Virginia	1

Approvals by fiscal year

’10

’11

’12

’13

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
41%
$50K - $150K
47%
$150K - $350K
6%
$350K - $1M
6%

Financing a Curves for Women: common questions

How much do lenders finance for a Curves for Women franchise?: The median SBA loan approved for a Curves for Women franchise is $70,000, with the middle 80% of loans between $21,000 and $127,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Curves for Women franchises?: By dollars approved, the most active SBA lenders for Curves for Women have been Twin Cities-Metro Certified Development Company, Woodlands National Bank, Centennial Bank, Falcon National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Curves for Women SBA loans?: The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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