How much do lenders finance for a Enviro-Master Services franchise?

The median SBA loan approved for a Enviro-Master Services franchise is $151,850, with the middle 80% of loans between $100,000 and $391,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Enviro-Master Services franchises?

By dollars approved, the most active SBA lenders for Enviro-Master Services have been United Midwest Savings Bank, First Bank, HomeTrust Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Enviro-Master Services SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Enviro-Master Services franchise

SBA lenders have approved 54 loans against the Enviro-Master Services brand since FY2010, totalling $12.2M. The median approval was $151,850. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#420

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$151,850

Typical range

$100K-$392K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Enviro-Master Services

Lender	Loans	Approved
United Midwest Savings Bank	10	$1.4M
First Bank	2	$1.2M
HomeTrust Bank	4	$1.1M
The Huntington National Bank	3	$1.0M
Celtic Bank Corporation	6	$900K
Simmons Bank	3	$841K
Wells Fargo Bank	1	$665K
SouthState Bank	2	$562K

Geography

Where Enviro-Master Services units were financed

State	Loans	Share
Florida	7
Michigan	4
California	4
Texas	3
Minnesota	3
Arizona	3
Illinois	3
Georgia	3

Approvals by fiscal year

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
2%
$50K - $150K
13%
$150K - $350K
65%
$350K - $1M
20%

Financing a Enviro-Master Services: common questions

How much do lenders finance for a Enviro-Master Services franchise?: The median SBA loan approved for a Enviro-Master Services franchise is $151,850, with the middle 80% of loans between $100,000 and $391,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Enviro-Master Services franchises?: By dollars approved, the most active SBA lenders for Enviro-Master Services have been United Midwest Savings Bank, First Bank, HomeTrust Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Enviro-Master Services SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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