How much do SBA lenders typically lend to a carpet and upholstery cleaning services business?

The median SBA approval in NAICS 561740 is $100,000, with the middle 80% of loans between $15,000 and $601,200. Across all industries the median is $180,000.

Which lenders are most active in carpet and upholstery cleaning services?

By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, Live Oak Banking Company, Meridian Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is carpet and upholstery cleaning services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 561740 · Administrative & Waste

SBA loans for carpet and upholstery cleaning services

1,365 SBA loans worth $333.5M have been approved in this industry since FY2010 - the #161 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$15K-$601K

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	99	$31.4M
U.S. Bank	72	$14.4M
The Huntington National Bank	127	$13.8M
Live Oak Banking Company	15	$10.9M
Meridian Bank	3	$8.6M
United Midwest Savings Bank	44	$7.9M
Newtek Bank	12	$6.8M
TD Bank	37	$6.8M
The Bancorp Bank	6	$6.5M
Regions Bank	10	$6.1M

Geography

Where these loans were made

State	Loans	Share
California	122
Ohio	104
Florida	94
Texas	71
Massachusetts	58
New York	54
Washington	51
Colorado	48

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
33%
$50K - $150K
26%
$150K - $350K
21%
$350K - $1M
15%
$1M - $2M
3%
Over $2M
2%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000

Common questions

How much do SBA lenders typically lend to a carpet and upholstery cleaning services business?: The median SBA approval in NAICS 561740 is $100,000, with the middle 80% of loans between $15,000 and $601,200. Across all industries the median is $180,000.
Which lenders are most active in carpet and upholstery cleaning services?: By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, Live Oak Banking Company, Meridian Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is carpet and upholstery cleaning services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

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