How much do lenders finance for a Erbert and Gerbert's franchise?

The median SBA loan approved for a Erbert and Gerbert's franchise is $151,250, with the middle 80% of loans between $25,000 and $429,300. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Erbert and Gerbert's franchises?

By dollars approved, the most active SBA lenders for Erbert and Gerbert's have been First Community CU, BankVista, The Huntington National Bank, BMO Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Erbert and Gerbert's SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Erbert and Gerbert's franchise

SBA lenders have approved 12 loans against the Erbert and Gerbert's brand since FY2010, totalling $2.6M. The median approval was $151,250. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1377

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$151,250

Typical range

$25K-$429K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Erbert and Gerbert's

Lender	Loans	Approved
First Community CU	1	$755K
BankVista	4	$643K
The Huntington National Bank	3	$409K
BMO Bank	1	$274K
WBD, Inc.	1	$256K
Old National Bank	2	$222K

Geography

Where Erbert and Gerbert's units were financed

State	Loans	Share
Minnesota	6
Wisconsin	4
Ohio	1
North Dakota	1

Approvals by fiscal year

’19

’20

’22

’23

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
25%
$50K - $150K
25%
$150K - $350K
33%
$350K - $1M
17%

Financing a Erbert and Gerbert's: common questions

How much do lenders finance for a Erbert and Gerbert's franchise?: The median SBA loan approved for a Erbert and Gerbert's franchise is $151,250, with the middle 80% of loans between $25,000 and $429,300. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Erbert and Gerbert's franchises?: By dollars approved, the most active SBA lenders for Erbert and Gerbert's have been First Community CU, BankVista, The Huntington National Bank, BMO Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Erbert and Gerbert's SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.