SBA lender · 504 / CDC program
WBD, Inc.
WBD, Inc. has approved 3,220 SBA loans worth $2.63B since FY2010 - the #43 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#43
0.52% of all SBA dollars
Total approved
$2.63B
FY2010 onward
Loans
3,220
Median loan
$533,000
+196% vs national
Median rate
-
7(a) only
Charge-off rate
2.6%
882 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What WBD, Inc.’s numbers say
WBD, Inc. sits solidly inside the SBA lending field, having approved 3,220 loans for a gross total of $2.63B since fiscal 2010. Its median loan of $533,000 is substantially larger than the $180,000 national median, a pattern that usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
Of its FY2010-FY2019 approvals that have reached a terminal status, 2.6% were charged off, 4.9 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 10% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally - a book weighted toward established operators.
What it lends against
Franchise brands WBD, Inc. financed
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Culver's ButterBurgers & Frozen Custard | 17 | $19.8M | |
| Culver's Frozen Custard | 16 | $9.9M | |
| Pizza Ranch | 15 | $10.7M | |
| Best Western | 13 | $19.3M | |
| Culver's | 10 | $7.7M | |
| Ace Hardware | 9 | $9.0M | |
| U.S. Oil Retailer Supply Agreement | 9 | $5.3M | |
| Harley Davidson | 8 | $11.5M |
Brands with the most WBD, Inc. SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about WBD, Inc.
- How many SBA loans has WBD, Inc. approved?
- WBD, Inc. has approved 3,220 SBA loans totalling $2,629,651,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #43 among all SBA lenders by dollars approved.
- What is the typical WBD, Inc. SBA loan size?
- The median gross approval is $533,000, with the middle 80% of loans falling between $198,000 and $1,747,000. The national median across all SBA lenders is $180,000.
- What is WBD, Inc.'s SBA loan charge-off rate?
- 2.6% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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