How much do lenders finance for a Essential Speech and ABA Therapy franchise?

The median SBA loan approved for a Essential Speech and ABA Therapy franchise is $271,800, with the middle 80% of loans between $100,000 and $430,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Essential Speech and ABA Therapy franchises?

By dollars approved, the most active SBA lenders for Essential Speech and ABA Therapy have been The Huntington National Bank, First Bank of the Lake, Firstrust Savings Bank, PeopleFund. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Essential Speech and ABA Therapy SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Essential Speech and ABA Therapy franchise

SBA lenders have approved 10 loans against the Essential Speech and ABA Therapy brand since FY2010, totalling $2.7M. The median approval was $271,800. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1639

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$271,800

Typical range

$100K-$430K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Essential Speech and ABA Therapy

Lender	Loans	Approved
The Huntington National Bank	5	$1.1M
First Bank of the Lake	3	$837K
Firstrust Savings Bank	1	$430K
PeopleFund	1	$278K

Geography

Where Essential Speech and ABA Therapy units were financed

State	Loans	Share
Georgia	5
Texas	3
New Mexico	1
New Jersey	1

Approvals by fiscal year

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
20%
$150K - $350K
60%
$350K - $1M
20%

Financing a Essential Speech and ABA Therapy: common questions

How much do lenders finance for a Essential Speech and ABA Therapy franchise?: The median SBA loan approved for a Essential Speech and ABA Therapy franchise is $271,800, with the middle 80% of loans between $100,000 and $430,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Essential Speech and ABA Therapy franchises?: By dollars approved, the most active SBA lenders for Essential Speech and ABA Therapy have been The Huntington National Bank, First Bank of the Lake, Firstrust Savings Bank, PeopleFund. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Essential Speech and ABA Therapy SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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