How much do SBA lenders typically lend to a offices of physical, occupational and speech therapists, and audiologists business?

The median SBA approval in NAICS 621340 is $145,000, with the middle 80% of loans between $25,000 and $724,600. Across all industries the median is $180,000.

Which lenders are most active in offices of physical, occupational and speech therapists, and audiologists?

By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, The Huntington National Bank, U.S. Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is offices of physical, occupational and speech therapists, and audiologists considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 621340 · Health Care

SBA loans for offices of physical, occupational and speech therapists, and audiologists

5,730 SBA loans worth $1.72B have been approved in this industry since FY2010 - the #43 most-financed NAICS code in the country.

Median loan

$145,000

-19% vs all industries

Typical range

$25K-$725K

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

4.5%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	349	$97.3M
JPMorgan Chase Bank	388	$73.0M
The Huntington National Bank	310	$60.3M
U.S. Bank	138	$53.2M
Newtek Bank	113	$33.0M
PNC Bank	119	$31.8M
TD Bank	196	$29.4M
Florida Business Development Corporation	40	$25.9M
Enterprise Bank & Trust	17	$23.0M
Live Oak Banking Company	40	$22.0M

Geography

Where these loans were made

State	Loans	Share
California	585
Texas	486
New York	483
Florida	375
Washington	220
Michigan	194
Massachusetts	191
New Jersey	178

Approvals by fiscal year

’10

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
21%
$50K - $150K
30%
$150K - $350K
25%
$350K - $1M
18%
$1M - $2M
5%
Over $2M
2%

Nearby

Other health care industries

See the sector

Offices of Dentists18,185 · $405,000 Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Mental Health Practitioners4,139 · $135,000 Assisted Living Facilities for the Elderly3,629 · $700,000

Common questions

How much do SBA lenders typically lend to a offices of physical, occupational and speech therapists, and audiologists business?: The median SBA approval in NAICS 621340 is $145,000, with the middle 80% of loans between $25,000 and $724,600. Across all industries the median is $180,000.
Which lenders are most active in offices of physical, occupational and speech therapists, and audiologists?: By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, The Huntington National Bank, U.S. Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is offices of physical, occupational and speech therapists, and audiologists considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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