How much do lenders finance for a The Exercise Coach franchise?

The median SBA loan approved for a The Exercise Coach franchise is $185,000, with the middle 80% of loans between $25,000 and $300,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance The Exercise Coach franchises?

By dollars approved, the most active SBA lenders for The Exercise Coach have been The Huntington National Bank, Stearns Bank, Citizens Bank, CIBC Bank USA. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are The Exercise Coach SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a The Exercise Coach franchise

SBA lenders have approved 105 loans against the The Exercise Coach brand since FY2010, totalling $19.3M. The median approval was $185,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#191

of 1,651 brands

Loans approved

105

FY2010 onward

Median loan

$185,000

Typical range

$25K-$300K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed The Exercise Coach

Lender	Loans	Approved
The Huntington National Bank	39	$6.9M
Stearns Bank	13	$2.1M
Citizens Bank	4	$1.2M
CIBC Bank USA	2	$775K
United Community Bank	3	$515K
United Midwest Savings Bank	3	$450K
Midwest Regional Bank	2	$450K
TowneBank	1	$415K

Geography

Where The Exercise Coach units were financed

State	Loans	Share
Texas	14
California	13
Missouri	8
Arizona	6
Florida	6
Ohio	5
Massachusetts	5
Georgia	5

Approvals by fiscal year

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
13%
$150K - $350K
65%
$350K - $1M
3%

Financing a The Exercise Coach: common questions

How much do lenders finance for a The Exercise Coach franchise?: The median SBA loan approved for a The Exercise Coach franchise is $185,000, with the middle 80% of loans between $25,000 and $300,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance The Exercise Coach franchises?: By dollars approved, the most active SBA lenders for The Exercise Coach have been The Huntington National Bank, Stearns Bank, Citizens Bank, CIBC Bank USA. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are The Exercise Coach SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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