Franchise financing
Financing a Ford Motor Company Dealer Sales and Service Agreement franchise
SBA lenders have approved 73 loans against the Ford Motor Company Dealer Sales and Service Agreement brand since FY2010, totalling $168.0M. The median approval was $2,000,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#306
of 1,651 brands
Loans approved
73
FY2010 onward
Median loan
$2,000,000
Typical range
$573K-$5.0M
Middle 80% of loans
Median term
25 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Ford Motor Company Dealer Sales and Service Agreement
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 6 | $20.7M | |
| Mortgage Capital Development Corporation | 2 | $10.0M | |
| Granite State Economic Development Corporation | 3 | $8.4M | |
| Rural Missouri, Inc. | 3 | $8.1M | |
| WBD, Inc. | 6 | $7.9M | |
| Small Business Growth Corporation | 2 | $7.3M | |
| SomerCor 504, Inc. | 3 | $6.9M | |
| Celtic Bank Corporation | 3 | $6.8M |
Geography
Where Ford Motor Company Dealer Sales and Service Agreement units were financed
| State | Loans | Share |
|---|---|---|
| Illinois | 8 | |
| Wisconsin | 7 | |
| Pennsylvania | 5 | |
| New York | 4 | |
| Kansas | 4 | |
| Missouri | 3 | |
| Connecticut | 3 | |
| California | 3 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- $50K - $150K1%
- $150K - $350K4%
- $350K - $1M19%
- $1M - $2M23%
- Over $2M52%
Financing a Ford Motor Company Dealer Sales and Service Agreement: common questions
- How much do lenders finance for a Ford Motor Company Dealer Sales and Service Agreement franchise?
- The median SBA loan approved for a Ford Motor Company Dealer Sales and Service Agreement franchise is $2,000,000, with the middle 80% of loans between $573,000 and $5,000,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Ford Motor Company Dealer Sales and Service Agreement franchises?
- By dollars approved, the most active SBA lenders for Ford Motor Company Dealer Sales and Service Agreement have been Live Oak Banking Company, Mortgage Capital Development Corporation, Granite State Economic Development Corporation, Rural Missouri, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Ford Motor Company Dealer Sales and Service Agreement SBA loans?
- The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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