How much do lenders finance for a Goin' Postal franchise?

The median SBA loan approved for a Goin' Postal franchise is $50,000, with the middle 80% of loans between $7,500 and $147,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Goin' Postal franchises?

By dollars approved, the most active SBA lenders for Goin' Postal have been IncredibleBank, California Statewide Certified Development Corporation, The Huntington National Bank, Banner Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Goin' Postal SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Goin' Postal franchise

SBA lenders have approved 16 loans against the Goin' Postal brand since FY2010, totalling $1.1M. The median approval was $50,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1132

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$50,000

Typical range

$8K-$148K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Goin' Postal

Lender	Loans	Approved
IncredibleBank	2	$310K
California Statewide Certified Development Corporation	1	$148K
The Huntington National Bank	1	$132K
Banner Bank	1	$130K
Live Oak Banking Company	1	$125K
Bravera Bank	2	$100K
VelocitySBA, LLC	6	$53K
Redstone FCU	1	$50K

Geography

Where Goin' Postal units were financed

State	Loans	Share
Wisconsin	2
California	2
Washington	2
Missouri	2
Tennessee	2
Minnesota	2
Alabama	1
Pennsylvania	1

Approvals by fiscal year

’10

’11

’12

’13

’19

’21

’24

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
44%
$50K - $150K
50%
$150K - $350K
6%

Financing a Goin' Postal: common questions

How much do lenders finance for a Goin' Postal franchise?: The median SBA loan approved for a Goin' Postal franchise is $50,000, with the middle 80% of loans between $7,500 and $147,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Goin' Postal franchises?: By dollars approved, the most active SBA lenders for Goin' Postal have been IncredibleBank, California Statewide Certified Development Corporation, The Huntington National Bank, Banner Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Goin' Postal SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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