SBA lender · 7(a) program
Banner Bank
Banner Bank has approved 3,803 SBA loans worth $891.5M since FY2010 - the #118 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#118
0.18% of all SBA dollars
Total approved
$891.5M
FY2010 onward
Loans
3,803
Median loan
$100,000
-44% vs national
Median rate
6.00%
-0.75 pts vs national
Charge-off rate
3.6%
2,091 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Banner Bank’s numbers say
Banner Bank sits solidly inside the SBA lending field, having approved 3,803 loans for a gross total of $891.5M since fiscal 2010. Its median loan of $100,000 is well below the $180,000 national median, typical of a lender leaning on SBA Express and smaller working-capital facilities.
The median initial note rate across its 7(a) approvals is 6.00%, 0.75 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 3.6% were charged off, 3.9 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 9% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.
Where Banner Bank lends
| State | Loans | Share |
|---|---|---|
| Washington | 2,034 | |
| California | 833 | |
| Oregon | 616 | |
| Idaho | 287 | |
| Utah | 14 | |
| Alaska | 6 | |
| Nevada | 4 | |
| Arizona | 4 |
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Banner Bank
- How many SBA loans has Banner Bank approved?
- Banner Bank has approved 3,803 SBA loans totalling $891,451,500 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #118 among all SBA lenders by dollars approved.
- What is the typical Banner Bank SBA loan size?
- The median gross approval is $100,000, with the middle 80% of loans falling between $25,000 and $500,000. The national median across all SBA lenders is $180,000.
- What interest rate does Banner Bank charge on SBA 7(a) loans?
- The median initial note rate on Banner Bank's 7(a) approvals is 6.00%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is Banner Bank's SBA loan charge-off rate?
- 3.6% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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