How much do lenders finance for a Granite Transformations (rebranding as Trend franchise?

The median SBA loan approved for a Granite Transformations (rebranding as Trend franchise is $166,500, with the middle 80% of loans between $45,000 and $1,522,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Granite Transformations (rebranding as Trend franchises?

By dollars approved, the most active SBA lenders for Granite Transformations (rebranding as Trend have been The Huntington National Bank, Core Bank, Wells Fargo Bank, Florida First Capital Finance Corporation, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

Franchise financing

Financing a Granite Transformations (rebranding as Trend franchise

SBA lenders have approved 15 loans against the Granite Transformations (rebranding as Trend brand since FY2010, totalling $6.5M. The median approval was $166,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1180

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$166,500

Typical range

$45K-$1.5M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Granite Transformations (rebranding as Trend

Lender	Loans	Approved
The Huntington National Bank	4	$2.0M
Core Bank	2	$1.7M
Wells Fargo Bank	1	$1.6M
Florida First Capital Finance Corporation, Inc.	1	$364K
Zions Bank, A Division of	3	$343K
Truist Bank	2	$180K
United Midwest Savings Bank	1	$150K
BayFirst National Bank	1	$150K

Geography

Where Granite Transformations (rebranding as Trend units were financed

State	Loans	Share
Florida	5
Colorado	3
Kansas	2
Idaho	2
Michigan	1
North Carolina	1
Texas	1

Approvals by fiscal year

’18

’19

’20

’21

’23

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
20%
$50K - $150K
7%
$150K - $350K
33%
$350K - $1M
27%
$1M - $2M
13%

Financing a Granite Transformations (rebranding as Trend: common questions

How much do lenders finance for a Granite Transformations (rebranding as Trend franchise?: The median SBA loan approved for a Granite Transformations (rebranding as Trend franchise is $166,500, with the middle 80% of loans between $45,000 and $1,522,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Granite Transformations (rebranding as Trend franchises?: By dollars approved, the most active SBA lenders for Granite Transformations (rebranding as Trend have been The Huntington National Bank, Core Bank, Wells Fargo Bank, Florida First Capital Finance Corporation, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Granite Transformations (rebranding as Trend SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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